Move-In with Big Savings on
Move into your new apartment or home with Texas-sized savings on Renters Insurance. With Ownership Insurance, you’ll get the coverage your community or landlord requires for less!
Protect Your Possessions for Only a Couple of Dollars a Month
For a couple of dollars a month you’ll get industry-leading renters insurance. Renters Insurance, while required by most landlords in Texas, protects you in the event your possessions are stolen or damaged. It’ll help pay for repairs or replacements for personal items such as your furniture, wardrobe, and items you own.
Texas Renters Insurance
Renters Insurance That Has You Covered
Ownership Insurance can help you find the perfect coverage that satisfies your renters insurance requirements. We’ll also help you understand what types of coverages you might want to consider based on a number of factors and the items you own.
Types of coverages you’ll find in a renters policy:
Personal Property Coverage
When your vehicle hits another or takes damage in an accident you are covered by collision insurance from Ownership Insurance.
Loss of Use Coverage
Comprehensive insurance from Ownership Insurance has you covered should your vehicle ever be stolen or damaged by anything outside of a collision. (Hail, Fire, Flood, & Theft Protection)
Personal Liability Coverage
Rental insurance has you covered should your car need to be in the shop and your stuck without a set of wheels to get around!
Using your personal vehicle to drive for a rideshare company, like Uber & Lyft, leaves you open to liability. Make sure your protected with rideshare insurance from Ownership Insurance.
Coverage for all Texas Renters & Tenants
Texas is the third state in the country for percentage of households who rent their residence. The vast majority of Texas property management companies and apartment communities will require you to obtain a renters policy if you choose to live there. Generally, you’ll be required to have a policy that covers up to $100,000 of liability coverage, though it can be higher than this depending on the property. Ownership Insurance offers tenants two types of coverage on their renters insurance policy:
- Named-perils policy – This covers property that is lost or damaged because of events listed in the policy. This type of policy will not cover any events that aren’t listed in the policy.
- All-risk policies – This covers every type of loss unless specifically excluded by your renters insurance policy. This type of policy will be more expensive than named-peril policies due to the extra protections afforded by the policy.
Start your Texas renters insurance quote today and see how much you can save with Ownership Insurance.
Texas Renters Insurance Requirements
The state of Texas doesn’t require tenants to acquire a renters policy, like they do with auto insurance. Therefore there are no absolute requirements you must meet for the state in your policy. With that said, most landlords and communities will require tenants to have a policy if they want to live in their unit. Landlords and communities have the power to set the coverage limit they require.
Questions About Renters Insurance Coverage in Texas?
Check out our frequently asked questions to read answers from other drivers in Texas.
Texas law does not require renters to carry a renters insurance policy. With that said, most property managers will require tenants obtain a policy before they will be approved to live in a unit.
A renters insurance policy will cover common items such as electonics & appliances, furniture, clothing, extra expenses in the event the property isn’t habitable after a covered loss, medical expenses for those injured on your property and more!
Get started with a renter’s policy from Ownership Insurance!
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