texas car insurance

Hit the Road with
Texas-Sized Savings On Your Car Insurance

When it comes to car insurance, Texans have plenty of options. With Ownership Insurance, our partnerships with all the major auto policy underwriters allow us to find you the best rate on the car insurance rate in Texas.

How does car insurance work with Ownership?

Let’s say you need car insurance for your new model year 2020 vehicle. Today, consumers are surrounded by a sea of options when it comes to their coverage. How are you supposed to know who’s offering the best deal without speaking to them all? Easy – Ownership Insurance. When you request an auto insurance quote from Ownership Insurance, our database pulls quotes from over 100+ insurance providers across the state of Texas and provides you with the best coverage options at the best price. We do the hard work for you so you can rest assured you’ve received the best rate possible on your Texas car insurance. 

Texas Auto Insurance

Auto Coverage That Fits Your Needs

Ownership Insurance can help you find the perfect coverage for you and your vehicle. We’ll also help you understand what types of coverages you might want to consider based on a number of factors such as your family, lifestyle, etc.

Some of the types of car insurance coverage Ownership Insurance provides are: 

collision coverage texas auto insurance

Collision Insurance

When your vehicle hits another or takes damage in an accident you are covered by collision insurance from Ownership Insurance.

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Comprehensive Insurance

Comprehensive insurance from Ownership Insurance has you covered should your vehicle ever be stolen or damaged by anything outside of a collision. (Hail, Fire, Flood, & Theft Protection)


Rental Insurance

Rental insurance has you covered should your car need to be in the shop and your stuck without a set of wheels to get around!

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Rideshare Insurance

Using your personal vehicle to drive for a rideshare company, like Uber & Lyft, leaves you open to liability. Make sure your protected with rideshare insurance from Ownership Insurance.

We Save Texans Thousands On Their Auto Policy

We save Texas drivers an average of 30% on their auto policy. Get started on your auto quote today!

Looking for even more savings? Bundle your auto, home, and other policies with Ownership Insurance.

Coverage for all Texas Residents

We love our great state and the different types of residents and drivers it has to offer. We provide a variety of auto coverage to fit your needs:

  • New / Teen Driver Coverage
  • Sports Car Coverage
  • Classic / Antique Car Coverage
  • Commercial Vehicle Coverage

Start your Texas auto insurance quote today and see how much you can save with Ownership Insurance. 

Texas Auto Insurance Requirements

Drivers in the state of Texas are required by law to carry auto insurance. Keep in mind that if you must also carry proof of coverage on you and it must be shown at the request of law enforcement to ensure you have coverage and are legal on Texas roadways. Individuals who elect to skip the mandatory coverages put themselves in a position to face harsh penalties. Below are the minimum coverage requirements required by the state of Texas. 

Minimum Liability Coverage: 30/60/25

  • Bodily Injury Liability: $30,000 per person
  • Bodily Injury Liability: $60,000 per accident
  • Property damage liability: $25,000 per accident

The above coverage limits are mandated by Texas law.

Read more about Texas car insurance laws.

texas auto insurance requirements

Questions About Auto Coverage in Texas?

Check out our frequently asked questions to read answers from other drivers in Texas.

Is Auto Insurance Required in Texas?

Texas law says you must show proof that you can pay for accidents that you cause. Most people do this by buying auto liability insurance. Liability insurance pays for the other driver’s repairs and medical bills. If you still owe money on your car, your lender will require you to have collision and comprehensive coverage to pay for damage to your car.

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13497 N Hwy 183, STE 700
Austin, TX 78750

Talk to an Agent - 512.400.4386
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